Deposit Loan Composition

Financial Highlights
3/31/2017
12/31/2017
3/31/2018
6/30/2018
Loan Composition (%)
Total Gross Loans($000) 2,972,464 3,123,973 3,119,386 3,170,135
Gross Loans HFI Growth 4.29 6.28 (0.60) 6.52
1-4 Family Loans/ Loans 23.72 22.72 23.05 22.74
Multifamily Loans/ Loans NA NA NA NA
Commercial Real Estate Loans/ Loans NA NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans 37.14 38.06 38.21 37.60
Real Estate Loans/ Loans 60.86 60.78 61.26 60.35
Construction & Development Loans/ Loans 4.23 4.61 4.57 4.61
Home Equity Loans/ Loans 3.08 3.18 3.19 3.23
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 15.40 15.68 15.64 16.03
Other Consumer Loans/ Loans 4.45 4.41 4.38 4.59
Consumer Loans/ Loans 22.93 23.27 23.22 23.85
Commercial Loans/ Loans 11.99 11.34 10.95 11.19
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 3,159,778 3,263,863 3,319,670 3,309,408
Deposit Growth 10.19 5.92 6.84 (1.24)
Transaction Acct Deps/Tot Deps 27.08 25.80 26.52 26.32
Savings Acct Deps/Tot Deposits 13.21 12.76 13.03 12.80
Money Mkt Deps/Tot Deposits 21.38 21.20 21.05 22.15
MMDA & Savings/Total Deposits 34.59 33.97 34.08 34.95
Retail Time Deps/Tot Deposits 19.30 16.98 18.13 17.74
Jumbo Time Deposits/ Deposits 19.02 23.26 21.27 20.99
Tot Time Deposits/Tot Deposits 38.33 40.23 39.40 38.73
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 61.67 59.77 60.60 61.27
Core Deposits/Total Deposits 80.98 76.74 78.73 79.01
Noninterest-bearing Deposits/ Deposits 25.47 24.23 24.86 24.76
Interest-bearing Deposits/ Deposits 74.53 75.77 75.14 75.24
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.